No. Rivelo works without an ERP or accounting integration — a nice-to-have for getting started quickly, not something you need to plan around.
Send your invoice the normal way from your existing ERP or accounting system — just addressed to a dedicated Rivelo email tied to your business instead of straight to your customer. Rivelo turns it into a clean, payable invoice and sends that to your customer, who can still see and download your original.
Credit card, Pay Later, ACH, or wire — all available on the same invoice.
Yes. Rails can be turned on or off per customer, not just business-wide.
You do. Set a default for your business, then override it for any customer, any time.
B2B BNPL — buy now, pay later for business — lets your customer take extended terms on an invoice while you're paid up front. Your customer picks 30, 60, or 90 days; you're paid once the order ships, usually next business day.
Once the order ships — usually the next business day. You're not waiting on the terms your customer chose.
They apply once, based on their business — often completed in minutes. After that, Pay Later simply appears as an option on every future invoice you send them. Availability and terms are subject to eligibility and approval.
Once Pay Later is used, that's between your customer and the financing partner. You've already been paid, and no collections work comes back to you.
No long-term contract. $49/month, with your first 6 months free.
Yes — they're fixed rates, not variable pricing. What you choose is who pays: your business, or the customer.
Starting at 2.60%. Rates are fixed and vary depending on whether your customer chooses 30, 60, or 90 days.
No. Rivelo doesn't buy your invoices or take a discount off their value. You're paid in full if your customer covers the fee, and your customer's relationship stays with you either way.
No. A merchant cash advance is an advance against your future receivables, repaid through a fixed deduction taken from your sales every day or week. Rivelo doesn't advance anything against your revenue — Rivelo's financing partner extends credit directly to your customer for a fixed term, and you're simply paid once the order ships.
Yes — Pay Later is presented as a payment option on the invoice itself, the same way ACH or card would be.
No. Rivelo works with regulated third-party partners to process payments and provide Pay Later financing. Payments and Pay Later terms are provided through third-party partners.
Our partners encrypt data both at rest and in transit and run on secure, industry-standard cloud infrastructure built to handle financial transactions.
Talk to our team and get started in a few days, not a few months.